ICBC Claims: Part 7 No-Fault Secondary Benefits

Why Are ICBC Part 7 No-Fault Benefits Called Secondary Benefits? ICBC Part 7 No-Fault Benefits are known as secondary benefits. This means that they are intended to make up the shortfall after you have used the insurance coverage that you already have. Therefore, to...

Disability Benefits and Critical Illness Insurance for Entrepreneurs

What do Self-Employed People do About Disability Benefits and Critical Illness Insurance? There are tax and other advantages to self-employment, but creating a safety net of disability and critical illness benefits for you and your family is necessary. If you are...

Why Was My Short Term Disability Claim Denied?

Short term disability (STD) insurance is designed to replace a portion of your income temporarily if you become disabled and are unable to earn an income. A disability can result from an injury, a serious illness or a mental health issue. STD comprises of paid sick...

Questions about Private Insurance Disability Claim Denials?

Martin Willemse will be participating in PainBC's live online "Ask the Expert" event on April 20, 2017  from 9:30a.m. to 11:30a.m. Martin will be answering questions related to disability claim denials by private insurance companies including: Long Term Disability...

Was your disability claim denied?

Often people claim disability for disorders that play a very real part of their life but they are denied benefits by their insurance company.  In many cases this happens because proving such a disability exists is harder to do and it is decided that  there is a lack...

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News of Upcoming Events

September 30, 2015: Long Term Disability Insurance Seminar – Resident Doctors of BC Kirk Wirsig and Martin Willemse, as counsel for the Resident Doctors of BC on insurance matters will be presenting a seminar to members of the Resident Doctors of BC on long term...

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Case Commentary – GLESBY VS. MACMILLAN

A recent judgment of our Supreme Court of British Columbia illustrates just how far the debate has swung on the issue of marijuana as medicine. Mitigation of Loss Through Medicinal Marijuana The judgment of Gelsby v. MacMillan (March 4, 2014, BC Supreme Court) was a...

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What is a Retainer Agreement?

Whenever you hire a lawyer, you will likely be asked to sign a retainer agreement. A retainer agreement is a contract between the client and law firm that tells you that the law firm will represent the client in pursuing a particular legal issue and how the client...

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Negotiation of Disability Claims

Negotiation involves reaching an agreement with the other side. The idea is that the agreement meets the best interests of both sides. Of course, this usually means that both sides have to make compromises. You won’t get everything you want and neither will the other...

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Mediation of Insurance Denial Claims

Mediation is a voluntary process, to which both parties agree. A mediator is appointed to hear the claim. The mediator is a neutral person assigned to help the two sides reach a solution that works for both. Usually a mediation takes place in a boardroom at a neutral...

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Identity Theft in BC

Every week hundreds of people fall victim to identity theft. Identity theft is the unauthorized collection and use of your personal information, usually for criminal purposes. Your personal information can be used to open credit card and bank accounts, redirect mail,...

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What is defamation?

Defamation is an untrue statement about a person that damages the person's reputation. The communication must be made to other people, not just to the person it's about. However, the law will not protect you from an insult or a statement that may hurt your feelings....

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Charter of Rights and Freedoms

The Canadian Charter is part of Canada’s constitution and as citizens it bears reviewing from time to time. The Charter guarantees your freedoms and rights, including: Fundamental freedoms of association , conscience and religion ; thought, belief, opinion, and...

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Erosion of privacy rights?

We are being watched. Recording devices are everywhere: From street corners and retail outlets to satellites in the sky. But did you know the car you drive may be spying on you too? If you are driving a vehicle built after 1993, chances are it contains an “Event Data...

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Arbitration of Disability Claims

Arbitration is useful when one side or the other (or both) prefer to have someone neutral decide the matter for them. This usually occurs if one party or both refuses to compromise on any issue. Arbitration often works well for commercial and business disputes....

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